Who are We?

Hi there! I’m David Albers, and I’ve made it my mission to help people experience the world for nearly free, all thanks to the power of credit card points. Over the years, I’ve mastered the art of maximizing travel rewards and have been fortunate enough to explore some of the most beautiful places on the planet—all without spending a fortune on flights or hotels.

What We Do

At Practical Points

At Practical Points, we help you unlock the world of nearly free travel using the power of credit card points. Whether you’re looking to fly first class, stay in luxury hotels, or simply travel more often, we guide you step-by-step on how to maximize rewards, minimize costs, and turn your travel dreams into reality—without breaking the bank. Let us show you how to explore the world for less!  

Maximize Your Points Potential

With Practical Points

Our program helps you make the most of your hard-earned points. By leveraging expert tools and strategies, we’ll help you travel farther, more frequently, and in first-class style.

Charting Your Path To More Points

With Practical Points

Our team analyzes your portfolio, then provides you with a personalized chart to show you which card is perfect for each kind of purchase.

Dining

Flights

Gas

Hotels

Groceries

Rentals

Expert Guidance On Card Selection

With Practical Points

We provide personalized recommendations to help you choose the best credit cards for your lifestyle and existing portfolio, ensuring your rewards strategy is perfectly tailored to you.

Boost and Monitor Your Credit Score

With Practical Points

Worried that applying for more credit cards will hurt your score? It’s actually the opposite! We’ll help dramatically improve your credit score, monitor it to keep it in top-tier status, and educate you on the finer details of how credit is calculated.

Target Credit Score
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Start Traveling For Free

With Practical Points

Want to start seeing more of the world for free? Practical Points offers personalized plans for each of our members, with a super simple setup process.